Details of the Organization
Bandhan Bank is a leading Indian banking institution offering retail banking, microfinance, housing finance, and SME lending services across the country. The bank follows strong compliance and legal governance standards in loan recovery, SARFAESI implementation, and litigation management.
Details of the Job/Internship
Bandhan Bank is hiring an Area Legal Manager to join their office in Bengaluru.
Role and Responsibilities
- Monitor SARFAESI processes including symbolic and physical possession, auction, sale, and coordination with agencies and collection teams.
- Draft, review, and reply to letters and notices received at the branch level in coordination with the HO Legal Team.
- Review and vet loan agreements, declarations, undertakings, and other legal documents related to home finance, retail loans, micro loans, and group loans.
- Coordinate the filing of police complaints and liaise with the Fraud Control Unit.
- Assist in empanelment of lawyers with support from the HO Legal Team.
- Coordinate issuance of PoA for branch officers to act as Authorized Officers under SARFAESI and represent the bank.
- Manage vendor coordination, lawyer bills, and performance reviews.
- Cross-check Title Search Reports and property ownership details and report discrepancies.
- Coordinate with Sales and Credit Teams for mortgage registration and related tasks.
- Attend court matters in civil, DRT, consumer, Lok Adalat, conciliation, and criminal cases and update the Reporting Manager.
- Maintain proper records of SARFAESI notices, legal documents, and files.
- Maintain MIS for all legal work and share it with the HO Legal MIS Team.
- Attend monthly HO Legal meetings and highlight critical issues.
- Conduct legal research and update the team on landmark judgments and RBI circulars.
- Ensure compliance with SoP and legal policies.
Salary/Stipend
Salary details will be finalised during the interview process with the selected candidate.
Type of Opportunity
Fulltime
Country
India
Address
Bengaluru, Karnataka, India
Application and Registration Details
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