Details of the Organization

Home Credit India Finance Pvt. Ltd., a subsidiary of TVS Holdings Ltd. is a leading consumer finance company committed to driving credit penetration and financial inclusion across India. Home Credit India offers a diversified range of innovative products, supported by a superior customer experience, and continues to expand its pan-India presence.

Details of the Job/Internship

Home Credit India Finance Private Limited is looking for a candidate for the position of Legal Manager with 7 to 8 years of experience to join them at their office in Gurugram.

Role and Responsibilities

• Create and update legal due diligence checklists—covering title verification, encumbrance status, mutation, registration, and local regulation compliance.
• Review & approve title opinion reports, mortgage deeds, sanction letters, and ensure legal completeness before disbursal.
• Develop and institutionalize SOPs/legal policy manuals, with state-level adaptations for rural, semi-urban, and urban markets 
• Stay updated on changes in property, mortgage, SARFAESI, IBC, and register necessary updates.
• Support recovery actions, including SARFAESI applications, foreclosure, litigation, and arbitration 
• Collaborate with operations and collections for legal escalations and secure enforcement remedies.
• Act as legal advisor to Credit, Ops, Collections, Risk, and Sales teams—offering timely legal clarity and training 
• Conduct frequent internal workshops on legal documentation practices and risk signals.
• Build dashboards to track legal due diligence cases, vendor performance, TAT, title exceptions, and risks.
• Lead periodic legal audits, respond to findings, and report updates to National Credit Head and Audit/Risk committees.

Eligibility

• Strong grasp of Indian property laws, SARFAESI, IBC, RERA, Land Registration, Stamp, and local municipal laws 
• Experience in secured-lending documentation, title/legal due diligence, and recovery regulations.
• Drafting and reviewing mortgage deeds, loan agreements, SARFAESI notices, and title opinion letters 
• Familiarity with LOS/DMS systems for legal documentation tracking.
• Vendor negotiation, vendor quality management, and SLA governance.
• Excellent stakeholder management and cross-functional collaboration.
• Strong communicator and trainer in legal documentation standards.
• LLB / LLM from recognized university; Advanced degrees a plus .
• 7–8 years of legal experience in NBFC/Bank mortgage lending, including 2+ years in team leadership.
• PAN-India exposure, especially in tier-2/-3 markets; multi-language skills preferred (Hindi + regional).

Salary/Stipend

Compensation details will be finalized during the interview process with the selected candidate.

Type of Opportunity

Fulltime

Country

India

Address

Gurugram, Haryana, India.

Application and Registration Details

After you submit your application, you will receive the next steps in the process via email. Please follow the instructions provided to complete your application.

Incase you find any issue with the application process, please contact: [email protected]

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We are solely providing this information for dissemination and wish to clarify that we are not affiliated with the organization.